How To Estimate What You Can Really Afford in Santa Rosa

If you’re looking to buy a house, you’ve probably wondered at some point how to estimate what you can really afford in {market_city]. And it’s a smart move to figure that out before you ever start looking. Doing some affordability calculations, in the beginning, will allow you shop within your price range and so will … Continued

Buying A Home With Cash vs. Financing in Santa Rosa

Going into debt is always a bad idea if you can avoid it (we often hear), but sometimes it makes good financial sense to finance a large purchase. Buying with cash and financing both have their pros and cons, especially when it comes to real estate – which often makes it a tough dilemma to … Continued

Estimating Costs When Buying a Home in Santa Rosa

We’re all aware that buying a home requires a pretty sizable cash outlay for the down payment and at least some of the closing costs. There are, however, many more costs involved in buying a home, including earnest money deposit, inspections, appraisals, and moving expenses. A lot of it, of course, depends on the size … Continued

The Process of Buying A Home in Santa Rosa Explained

Buying a home can seem fairly intimidating if you’ve never done it before, but it doesn’t have to be all that difficult. Yes, there are some complex financial issues involved and some even more confusing legal matters. Still, the process of buying a home in Santa Rosa can be quite manageable if you understand the … Continued

6 Ways to Create Excellent Curb Appeal In Santa Rosa

Every real estate agent, good or bad, will agree on one thing: curb appeal gets more potential buyers to your home and increases sale prices. First impressions go a long way and excellent curb appeal suggests a home has been cared for. Upping the curb appeal of your home doesn’t require a lot of money. … Continued

How Appraisers Determine the Value of Santa Rosa Properties

When you buy a home, your lender will require an appraisal, and even if you’re paying cash, you should have an appraisal done to make sure you’re not overpaying. It’s a good idea, then, to know how appraisers determine the value of Santa Rosa properties. An appraisal is an unbiased (supposedly) estimate of what the … Continued

Our Home Buying Guide For Generation Z in Santa Rosa

A great many of those who are members of the so-called Generation Z are eager to buy a home and more than ready to do what it takes. Generation Z (also called the “Digital” or “Net” generation) comprises people born roughly between 1996 and 2010. And that means a lot of them are entering the … Continued

How To Choose The Right Lender for You in Santa Rosa

Buying a house is a long-term commitment, often up to 30 years. So the lender you choose definitely must be a good fit – something more like a partner than a mere mortgage-product pusher because the whole thing should be a collaborative process. A good lender will not only qualify you for a loan but … Continued